Our History

Capital Plus Financial is a Certified Community Development Institution serving the Hispanic community in the state of Texas. CPF’s management team has over 20 years of community development and single-family mortgage experience before its CDFI certification in 2017. Capital Plus Financial (“CPF”) is a real estate financial institution specializing in residential mortgage lending in the Hispanic single-family residential market of the Dallas/Fort Worth, Houston, and San Antonio areas.

In December 2017, CPF was acquired by Crossroads Systems, Inc., (OTCQB: CRSS) a holding company focused on investing in businesses that promote economic vitality and community development.

Capital Plus


“We share in a belief that we can all do our part to make the dream of homeownership available to an underserved population.”

Our Team

Committed to continuing to serving the community.

Trina Melgar

Closing Coordinator and Funder

Mayra Lopez

Sales & Marketing

Brenda Gallegos

Loan Processor

Our Certifications

cdfi_fund_logo We are a Certified Community Development Financial Institution (CDFI)

Capital Plus Financial is dedicated to enhancing the quality of life of the families their mission supports by providing the opportunity for homeownership through residential mortgage loans and other educational services.

We share in a belief that we can all do our part to make the dream of Homeownership available to an underserved population. Capital Plus Financial seeks to improve low to moderate income areas of Texas with fully restored homes and provide mortgage financing to those who are otherwise ostracized from the conventional mortgage market.


Capital Plus Financial became a Certified B Corporation in 2017

B Corps are socially and environmentally sustainable companies that have been certified by the nonprofit B Lab as meeting high levels of performance, accountability, and transparency. We’ve evaluated how our practices impact our employees, our community, the environment, and our customers.

We are proud to join them in redefining success in business, so that one day everyone uses business as a force for good. To learn more about our certification, check out our B Corp profile.