Our History

Capital Plus was originally formed in 1992 to provide mortgage financing within the state of Texas. Over the span of its life, the Company has evolved to serve the Hispanic population by providing credit that is otherwise unavailable.

Capital Plus has injected over $250 million into underserved communities and populations in Texas. Capital Plus is committed to continuing to serve communities in which it has a history of 25 years as well as expand its reach to serve its expanding customer base.

Capital Plus


“We share in a belief that we can all do our part to make the dream of homeownership available to an underserved population.”

Our Team

Committed to continuing to serving the community.

Trina Melgar

Closing Coordinator and Funder

Mayra Lopez

Sales & Marketing

Brenda Gallegos

Loan Processor

Our Certifications

cdfi_fund_logo We are a Certified Community Development Financial Institution (CDFI)

Capital Plus Financial is dedicated to enhancing the quality of life of the families their mission supports by providing the opportunity for homeownership through residential mortgage loans and other educational services.

We share in a belief that we can all do our part to make the dream of Homeownership available to an underserved population. Capital Plus Financial seeks to improve low to moderate income areas of Texas with fully restored homes and provide mortgage financing to those who are otherwise ostracized from the conventional mortgage market.


Capital Plus Financial became a Certified B Corporation in 2017

B Corps are socially and environmentally sustainable companies that have been certified by the nonprofit B Lab as meeting high levels of performance, accountability, and transparency. We’ve evaluated how our practices impact our employees, our community, the environment, and our customers.

We are proud to join them in redefining success in business, so that one day everyone uses business as a force for good. To learn more about our certification, check out our B Corp profile.